mortgage rates


  • Last week, the average rate on a 30-year fixed mortgage dipped to 3.9%. This is the first time the mortgage rate has dipped below four percent in 2017, and represents the lowest rate this year! Other mortgage rates have taken similar plunges – the average rate on a 15-year fixed rate mortgage fell to 3.23%, and the average rate on a 5-1 ARM dropped to 3.10%. There’s only one way to translate this good news – this is a fantastic time to buy a new home in Atlanta! If you are looking for a new home in Atlanta, be sure to visit beautiful new communities by Richardson Housing Group (RHG Homes)! RHG builds new homes in the most sought-after areas of Atlanta. RHG communities provide easy access to major job centers, including Lawrenceville, Buford, Norcross, and Perimeter Center, and are an easy commute to… Read More

  • There has never been a better time to buy a new home! After a steady increase in mortgage rates at the end of 2016, rates have begun to drop again. The average rate for a 30-year fixed rate mortgage is 4.38 percent, and 15-year fixed rate mortgages are averaging an incredible 3.76%. A recently released housing forecast from the National Association of Realtors® (NAR) indicates that mortgage rates will steadily rise over the next several months. The NAR report also predicts that housing costs will rise in conjunction with an increased demand for housing. If you’re in the market for a new home in Atlanta, Richardson Housing Group (RHG Homes) invites you to visit one of our ten incredible communities in Gwinnett, Jackson, and DeKalb Counties! RHG offers a wide range of beautiful home designs with features such as open-concept layouts, gourmet… Read More

  • A recent study by Apartment List says that homeownership costs continue to drop across the nation, while the costs associated with renting have remained nearly the same over the past several years.  Mortgage interest rates have dropped by 13% since 2007, while rents have increased by about 3.7%.  In Metro Atlanta, the price of homeownership has dropped by 18.8% between 2007 and 2014, meaning that homeowners are able to get more bang for their buck! All signs point to the fact that NOW is the best time to own a home in Atlanta! If you are looking for a new home in Atlanta, be sure to visit new homes by Richardson Housing Group (RHG Homes).  RHG builds beautiful new communities in Gwinnett, Jackson, and DeKalb Counties.  Choose from a variety of home designs with the features you want most, all at incredible… Read More

  • Great news – mortgage rates are continuing to drop! Rates this week are among the lowest the industry has seen since 2013. The average rate on a 30-year fixed-rate mortgage is now 3.44%, and the average rate on a 15-year fixed-rate mortgage is just 2.68%. With a 30-year fixed-rate mortgage, you’ll pay only $446 per month in principal and interest for every $100,000 borrowed, making purchasing more affordable than renting a home in many areas of the country. There has never been a better time to buy in a new home in Atlanta! If you are looking for a new home in Atlanta, be sure to visit Richardson Housing Group (RHG Homes)! RHG Homes builds beautiful new communities in the most sought-after areas of Atlanta. Choose from a variety of home designs with the custom features you want most, such as granite… Read More

  • Great news for potential homebuyers – the latest mortgage market survey from Freddie Mac shows that the current rates on a 30-year fixed mortgage are the lowest they have been since May 2013!  The average rate of a 30-year fixed rate mortgage is now 3.58%.  The 15-year fixed rate mortgage rate is also at a recent low, coming in at an average of 2.86%. If you are looking for a new home in Atlanta, there has never been a better time to buy! Richardson Housing Group (RHG Homes) invites you to visit our incredible new communities in Gwinnett, Jackson, and DeKalb Counties.  Each community offers a variety of home designs and resort-style amenity packages, such as pools, tennis courts, and clubhouses! RHG includes high-end finishes in each of our homes, offering them as standard rather than as upgrades! Enjoy granite countertops, stainless… Read More

  •   Mortgage rates this week fell from a recent seven-month high, according to data recently released by Freddie Mac. The 30-year fixed rate average decreased to 4 percent, compared to a rate of 4.17 one year ago. The 15-year fixed rate average dropped to 3.23 percent, compared to 3.25 percent at this time last year. Housing analysts credit the drop in mortgage rates to optimism over new home construction in the near future. According to the National Association of Home Builders, permits for both multi-family developments and single-family homes have seen recent substantial rises. These falling mortgage rates are your sign that NOW is the time to make your new home purchase! Richardson Housing Group (RHG) is proud to be a premier home builder in Metro Atlanta. RHG was founded over 40 years ago and has built over 4,000 beautiful… Read More

  • If you’re thinking about buying a new home, you won’t want to wait much longer! As unemployment decreases and the economy continues to improve, mortgage rates are sure to rise!  Take advantage of historically low rates now to get the most house for your money!  If you have just a small down payment or have some dings on your credit report, an FHA loan may be right for you.  These loans, insured by the Federal Housing Administration, are typically easier to qualify for compared to other more conventional loans.  Our preferred lender, Fidelity Bank, is now offering rates as low as 3.75% on FHA loans!  For more information, call Silvia Taylor, Vice President – Mortgage Banker at 404-405-0765. Hurry – the summer heat is rising and so are the mortgages rates!  Lock in while you still can! Richardson Housing Group… Read More

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My husband and I looked at several new home communities, and we are so happy that we chose to work with the Richardson Housing Group to build our new home.  Our new home is loaded with features, the neighborhood looks ... - Sabrina N. Whitfield Estates

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