Did you know that June is National Home Ownership Month? There is no better time than now to celebrate the American dream of owning your own home! Here are some factors to take into consideration if you are thinking about purchasing a new home.
Consider how you will finance your home. The vast majority of homeowners will finance a portion of their new home purchase. Decide in advance how much you want to budget for your new home purchase and how much you can pay per month – in addition to monthly principal and interest, you’ll need to factor in escrow for property taxes, and possibly, private mortgage insurance and neighborhood association fees.
Work to improve your credit score. Pay down your debt and make sure your payments are on time – the higher your credit score, the more favorable your interest rate will be on your mortgage!
Attend a homebuying seminar. The US Department of Housing and Urban Development (HUD) offers free seminars as well as several other resources, particularly for first-time homebuyers.
Get pre-approved. Talk to several lenders, including your local bank and credit union, as well as homebuilders’ preferred lenders. Shop around to get the most favorables terms for your loan.
If you are looking for a new home in Atlanta, Richardson Housing Group (RHG Homes) invites you to visit our incredible new communities! RHG builds beautiful new homes in the most-sought after areas of Atlanta, with a variety of home designs and the features you want most. Visit one of our fantastic new communities today!
Braselton Farms – New homes in Jackson from the mid $200s
Emerald Forest at Brookwood – New homes in Lawrenceville from the high $300s
Heritage at Jefferson – New homes in Jefferson from the high $200s
Holly Glen – New homes in Dacula from the $350s
Kemp Estates – New homes in Lawrenceville from the high $200s
Overlook at Brookside – New homes in Auburn from the high $200s
Sierra Creek – New homes in Hoschton from the low $300s
Richardson Housing Group (RHG Homes) builds new homes in Atlanta. For more information on our new home communities in Gwinnett, Jackson, Barrow, and DeKalb Counties, including available homes, photos, floorplans, and more, visit us online at www.RHGHomes.com. To keep up-to-date on the latest news and offerings by RHG Homes, check us out on Facebook at www.facebook.com/RHG.homes. You can also catch up with us on Twitter and see footage of our beautiful new homes and communities on YouTube!
